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MCB Bank Credit Card – Benefits, Eligibility, Discounts
If you’re looking to reap the rewards of getting an MCB Bank credit card, then you’ve come to the right place! We’ll cover everything from what makes this card so great to how to apply for it and, of course, its benefits and discounts. Let’s dive in!
Credit card basics
If you’re new to credit cards or simply want a refresher course on how they work, there are some key things you need to know before getting started. First of all, never apply for a credit card if you don’t intend to use it. Credit cards are for people with solid financial histories who pay their bills responsibly every month.
A good way to determine whether or not a credit card is right for you is by assessing your overall financial situation and determining which types of debts (if any) might be weighing down your credit score. For example, if you can pay off all of your debt at once—and avoid adding new debts—it’s in your best interest to avoid opening up any new lines of credit.
Who Can Apply?
Anyone who is a Malaysian Citizen above 18 years old and has minimum monthly income of RM3,000/month can apply for MCB Bank credit card. You need to have a good financial standing and no negative record with MCB for at least 6 months prior to application. Once you are qualified for an MCB credit card you will be invited to apply.
The invitation letter will include an application form that you need to complete in full by providing all required information (such as identification number) with your signature. After submitting your completed application form you may be called upon for interview or you can also choose not to appear personally but attend via Skype video call etc., as long as it meets our requirements.
What are the Credit Card Offers?
Depending on your spending habits and how much you pay off each month, credit cards can provide financial benefits to you. If you have bad credit, it’s best to avoid using a credit card unless there is an emergency.
With a low or poor score you will be required to pay an annual fee which in many cases can outweigh any reward program that might be available. Reward programs are becoming increasingly popular as they allow consumers to make incremental payments towards gift cards and other benefits.
Most rewards cards charge an annual fee but offer loyalty points based on your level of spend with them over the course of a year – here are some offers currently being offered by MCB: The Debit MasterCard offers its holders exclusive access to special offers via email and real-time notifications through apps.
How Much Does it Cost?
The MCB Rewards credit card comes with a $20 fee and a $15 annual fee. Rewards points are worth 0.75¢ per point when redeemed for gift cards or airline tickets. Cash back is worth 1% of your purchase, up to 1% in rewards per month ($12.50 per year). For example, if you spend $1,000 on your card in one month and all of that money is eligible for rewards, you’ll earn $12.50 worth of cash back (1% x 12 months x 1%).
How Do I Sign Up?
The MCB Bank credit card is a credit card offered to consumers by Commercial Bank of Bahrain. This is one of a variety of products from MCB bank including loans and investments. While you can apply for any product through commercial banks website you may want to learn about their process and which products are best suited for your needs prior to applying.
You can review current rates and fees online or apply directly online using their online application tool. If you have additional questions or need assistance with your application be sure to ask one of their representatives when you call in at (800) 900-4040 Mon – Sat 8am – 6pm EST as they will be happy to help you out with your request regardless of what product it is related to.
MCB Bank Credit Card Apply Online
Credit card Apply is made simple at MCB Bank website. Get your MCB bank credit card apply online done in just few minutes and get instant approval without any hard credit check. Various MCB bank credit cards are available for different purposes. Make sure you apply for one that can fulfill your needs at best price and get best discount on cash withdrawal, shopping etc.
The interest rates and processing fees will be very less so you don’t have to worry about paying more than required amount for a purchase or cash withdrawal. Your bills will be paid with no problem because monthly installments will be automatically deducted from your account linked to MCB bank credit card when due date approaches every month.
MCB Bank Credit Card Requirements
Minh City has been committed to creating opportunities for individuals and organizations to achieve their financial independence. We strive to bring innovation and excellence in financial services through designing credit card products that provides maximum benefit at a competitive price.
[1] To be eligible for MCB Bank Visa or MasterCard Classic or Gold Credit Cards or Platinum Rewards Card you must be: 18 years of age or older; a permanent resident (for Visa and MasterCard) of Minh City, PN;
[2] have an annual income of $30K (minimum) per household member ($35K is acceptable if no additional cards are added); responsible with your spending habits; free from bankruptcy within 12 months prior to application.
MCB Credit Card Online Shopping
Just swipe your MCB credit card at over 8 million retail stores across India and enjoy exclusive discounts and offers. MCB bank credit card rates: The interest rate of your MCB credit card is linked to NIFM (national interbank marginal rate). We may change it from time to time but will give you notice of any changes.
You can also lock in a fixed rate by calling our 24*7 customer service. MCB bank credit card interest rates: As on 30 June 2016, there was no annual / monthly maintenance charge for an MCB bank credit card holder. So make use of these perks as much as possible!
MCB Bank Credit Card Benefits
There are a number of benefits and rewards that come with having an MCB Bank credit card. These include generous discounts on fuel purchases as well as hotel stays; there is also no annual fee for these cards. Other benefits include complimentary copies of your statement, along with access to an international network of ATM machines.
There are three different types of MCB Bank credit cards: The Advantage MasterCard Debit Card that lets you withdraw cash from ATMs worldwide using your existing MasterCard account; The Advantage Gold MasterCard Credit Card which offers more reward points on purchases made at home or abroad; and The Avios Rewards Credit Card for frequent flyers who earn and redeem loyalty points for air travel.
MCB Bank Credit Card Eligibility
MCB Bank credit card is available to all UAE residents. You must be above 18 years of age to apply for MCB credit card. However, you need a co-applicant who will also have an MCB account and be 21 years of age or older to apply for a joint card.
The eligibility criteria differ for salaried and self-employed individuals. Salaried individuals will need to earn more than AED 15000 per month while self-employed will need AED 25000 in annual revenue.
MCB Bank Credit Card Discounts
MCB credit card holders have access to great discounts and offers on products and services they purchase every day. The MCB bank credit card rewards program is built around providing benefits and perks that can help you save money on every purchase you make.
Enjoy an extraordinary range of rebates and discounts through your MCB rewards card for all your household essentials. Sign up for a new banking package and enjoy exciting offers across a range of lifestyle categories from air travel to leisure packages.
You will also get offers from prestigious brands in retail, dining, health & fitness, electronics & appliances etc. with discounts up to 20% off at participating outlets. To top it all off, you also get reduced pricing on medical treatments like laser eye surgery or dental implants when you pay using your MCB Credit Card.
MCB Credit Card Installment Products
MCB offers credit card installment options in partnership with BBL (Belize Bank). Terms of an agreement between a customer and a merchant for purchase of goods and services on weekly or monthly basis. Instalment terms from 3 to 36 months available with 2-3% discount for direct debit transactions within a month.
Minimum charge of $25 per transaction applies. Payments are deducted automatically every two weeks from your checking account by BBL*. Please refer to MCB’s Individual Loan Agreement for more details.
MCB Credit Card Offers
The MCB Bank credit card program comes with a host of attractive offers. The cards offer a wide range of benefits such as reward points and cash backs that are linked to your spending profile. You can choose from two types of cards – Red and Gold and earn points accordingly: 10 reward points on every rupee spent in Gold or 50 reward points for every rupee spent in Red.
The bank also offers membership discounts for cardholders at various service providers including restaurants, movie theatres and airlines – depending on your card type. Additionally, there is no fee for international transactions when you use your MCB credit card which makes it even more lucrative!
Also Read: UBL Credit Card Benefits, Eligibility, Discounts
Conclusion
MCB bank is a private bank based in Jordan and it provides many banking services. The card issued by MCB Bank is one of their leading products. MCB offers credit cards for people with different monthly income levels. When you apply for an MCB credit card.
They will check your income record in Jordan and based on that they will decide whether to issue you a low end or a high end credit card. As long as you use your card responsibly and pay your bills on time you will enjoy many benefits. Here are some of them.
